Get affordable auto insurance rates in San Jose, enjoy a low down-payment, and stop paying high premiums! Our free reviews and comparisons show you the best offers, explain which carriers are the best fit for your vehicles, and how to maintain low prices every year. The first capital of the state does indeed feature very low prices. "Do you know the way to San Jose?" That's an old song from the 60s by Dionne Warwick! And yes, car insurance rates were much cheaper at that time. Although we can't duplicate those low prices, we can find the best rates in California for you today! Santa Clara County prices are quite affordable. And as the state's first capital, it always holds a special place in our hearts. Zip codes in the area with favorable rates include 94088, 95002, 95037, 95103, 95110, 95115, 95119, 95123, 95127, 95131, 95135, 95141, 95152, 95156, 95161, 95173, 95193, 94089, 95008, 95050, 95106, 95111, 95116, 95120, 95124, 95128, 95132, 95136, 95148, 95153, and 95157.
Whether you own one car, 10 cars, motorcycles, a motor home, an RV, or other types of vehicles, we customize coverage so you can compare the best offers. With 35 years of experience, we're one of the premier trusted authorities in the property and casualty business. If you just got licensed, or need to reinstate a license, we show you the cheapest options that are budget-friendly. If you change vehicles, you can compare prices before you pick up or purchase the vehicle. View your quotes through our web link at the bottom of the page. Local broker offices can be found at Stokes Street, Thornwood Drive, Meridian Avenue, Oakland Road, Saratoga Avenue, and S. Bascom Avenue.
Yes, we can save you money on your car insurance. We shop so you can save. We specialize in finding the policies that provide the coverage you want (deductibles, liability limit etc...) at the absolute lowest possible cost. Online prices have reduced in many areas, thanks to better underwriting and more available discounts. Increased safety devices on vehicles have reduced collision and comprehensive costs. Lane-change warning is a fairly new option that could potentially lower your rate. But driverless car technology is still being developed, and will probably not be fully implemented for another 3-5 years.
Most carriers offer many discounts that can save hundreds of dollars each year. The most common discounts are multi-policy, multi-car, good-student, good-credit, Senior, low-mileage, alarm system, anti-theft device, and passive restraint. Additionally, many insurers offer additional property and casualty products, including coverage for your home, rental property, motorcycle, boat, RV, mobile home, or motor home.
The California Department of Motor Vehicles helps regulate rates and coverage. They're always a great resource for information. Many licensing and registration issues can be handled by the Department. Commercial truck drivers can also review license requirements to ensure they are complying with all legal requirements. You can also view a history of many of the larger carriers. Senior drivers can view where to find defensive driver courses offered in their area, and several young-driver brochures are offered with tips and advice. Their link is listed below:
Your online quote is free and it will help show you the best rates in the San Jose area. We will also help you shop the top carriers so you can finally get a great on your rates! Free online rates can be viewed at any time for San Jose, and also other nearby California cities, such as Santa Clara, Stanford, Campbell, Newark, East Foothills, Palo Alto, Fremont, Cupertino, Sunnyvale, Mountain View, and Los Gatos. Santa Clara County offers very affordable prices, but other nearby counties with low rates include San Benito, Merced, Stanislaus, Alameda, Monterey, and Fresno. Note: If driving in Mexico, a special rider or coverage may be required.
You can choose among many different liability limits and collision/comprehensive deductibles. However, all policies must meet the CA minimum liability requirements of $15,000 per person of bodily injury, $30,000 per accident and $5,000 of property damage. If you live in San Jose, you should consider increasing your limits to provide much better protection against lawsuits and serious accidents. Although we review all companies, several of the carriers that often feature extremely attractive rates include Amica, Mercury, Affirmative, Progressive, Geico, AAA, USAA, Allstate, Esurance, and Western General. Group property and casualty products are also offered by other carriers.
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